Living on a fixed budget is a challenging part of life for anyone. However, for seniors, a fixed budget becomes more challenging when trying to find long-term living arrangements. Medical and health care costs can add up quickly, so knowing how far your budget will stretch is important to cover all of your expenses without running out of money. Let's discover how much your dollar will go toward senior care in Jackson.
Basics About Jackson, MS
Jackson is the capital city of Mississippi and is home to many landmarks including the Freedom Trail as well as other buildings such as Medgar Evers Home Museum and LaFleur's Bluff State Park.
Jackson is a city that is home to about 170,000 residents. It costs about 73.6% of the national average cost of living to live in Jackson. So, a senior's money is able to go further in this area than in other parts of the US.
If you are looking for an assisted living facility to call home in the Jackson area, you can expect to pay about $2,900 per month for such accommodations. Keep in mind, however, that rates for assisted living facilities can range between $1,400 and $5,280 per month depending on the amenities and accommodations as well as the location in which you are looking to stay.
If you are looking to stay in a nursing facility, you can expect to pay a bit more for such accommodations than you would for assisted living. The average semi-private room in the Jackson area will run about $5,100 per month or about $170 per day. For a private room that price will rise to about $5,550 per month or $185 per day.
If those living expenses sound like too much for you to afford, consider a much more affordable alternative to those living accommodations: in-home care. In-home care can include home health aides and caregivers. Home health aides can provide some medical assistance and administer medication. A caregiver provides non-medical care, such as basic household chores, transportation, and bathing.
If you were to hire a part-time home health aide, you would end up paying a going rate of about $21 per hour, which adds up to $1,840 per month. This is only a fraction of what full-time nursing facility care would cost which makes it a much more affordable option for many seniors.
Moreover, you can stay in the comfort of your own home and stick to your daily routine with someone who is willing to adapt to help you live your life as fully as you possibly can while maintaining maximum amounts of independence.
Learn more on affording long-term care, what your care options are, and how to navigate the road toward excellent care with your family. Get your free comprehensive guide to long-term care.